Refinance Loans for Real Estate Investors
Exit your hard money loan, access equity, or improve your terms. Ryan Davies helps structure your refinance and coordinates with our lending partners. We offer refinance solutions for investment properties nationwide with a focus on Utah markets.
Over 45+ Five-Star Google™ Reviews
Contact us and you'll see why investors trust us
Refinance Options
Whether you need to exit your hard money loan, access equity from a completed fix & flip, or improve terms on an investment property, we offer flexible refinance solutions.
Cash-Out Refinance
Pull equity from your investment property to fund new deals or cover expenses.
- Access trapped equity
- Fund new acquisitions
- Consolidate debt
- No seasoning on some programs
Rate & Term Refinance
Lower your interest rate or extend your loan term for better cash flow.
- Reduce monthly payments
- Extend loan term
- Lock in better rates
- Improve cash flow
Hard Money to Conventional
Exit your hard money loan into a long-term conventional or DSCR loan.
- Lower long-term rates
- 30-year fixed options
- DSCR loan programs
- Portfolio loan solutions
Bridge to Perm
Seamless transition from short-term bridge financing to permanent debt.
- Smooth transition
- Pre-approved exit
- Competitive terms
- Streamlined process
When to Refinance
Completed Rehab
Finished your fix & flip but want to hold? Refinance into a long-term rental loan.
Need Capital
Have equity in a property? Cash-out refinance to fund your next acquisition.
Loan Maturing
Hard money loan coming due? Refinance before maturity to avoid extensions.
Property Appreciated
Market went up? Refinance to pull out the increased equity.
Why Refinance With Us
We understand real estate investors because we work with them every day. Our refinance programs are designed to help you optimize your portfolio, access capital, and grow your business. Whether you're exiting a hard money loan, pulling equity from a completed fix & flip, or improving terms on a rental property.
- Access equity in your investment properties
- Improve cash flow with better terms
- Fund new deals without selling
- Exit high-rate hard money loans
- Consolidate multiple property loans
- No prepayment penalties on most programs
Typical Refinance Terms
How It Works
Submit Your Deal
Text us your property details and current loan information.
Get Options
We'll analyze your deal and present refinance options that fit.
Choose Your Program
Select the refinance program that meets your goals.
Close & Fund
We handle the details and get you to the closing table.
Ready to Refinance?
Contact Ryan Davies directly with your property details and current loan information. Ryan helps structure your refinance and coordinates with our lending partners.
Prefer to learn first? Check out our free education resources or use our deal calculators.