Commercial Hard Money Loans

Hard money for multifamily, mixed-use, and commercial investments. Fast capital for value-add opportunities and transitional deals.

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Commercial Real Estate Financing

Commercial hard money extends asset-based lending to larger investments. Acquire multifamily, mixed-use, or commercial properties when traditional lenders can't move fast enough. Perfect for investors in Utah markets and nationwide.

These short-term loans bridge the gap until properties qualify for permanent commercial financing or are sold to the next investor. Similar to bridge loans but specifically for commercial properties. Learn more about exit strategies in our glossary.

Property Types We Finance

Multifamily (5+ Units)

Apartment buildings including value-add opportunities needing repositioning.

Mixed-Use

Buildings with commercial and residential—retail below, apartments above.

Commercial Assets

Office, retail, industrial, and other commercial investments.

Value-Add Deals

Properties needing repositioning, renovation, or management improvements.

Value-Add Investment Strategies

Value-add means purchasing below market and implementing improvements to increase NOI (Net Operating Income) and property value. These deals often don't qualify for conventional financing until improvements complete. Use our deal calculators to analyze value-add opportunities.

Hard money provides bridge capital to execute, with exit typically being refinance into permanent commercial financing once stabilized. Learn more about exit strategies and how hard money works.